MassHousing’s New ADU Loan Program: What Homeowners Need to Know for 2026

Massachusetts has been steadily removing barriers to ADU production—updating zoning, expanding technical assistance, and building real momentum. But one obstacle hasn’t changed much: financing.

In March 2026, MassHousing is launching a new ADU Loan Program (ADULP)  designed to support low and moderate-income homeowners who want to build an ADU on the property where they already live. These loans econd mortgages of up to $250,000

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Deanna Duffey